A loan given by a bank or other financial institution for the purchase of a residence. Buying a home is one of the biggest financial investments you may make in your lifetime. Sometimes it is a source of anxiety and frustration. With the zooming property rates it is difficult to buy a home through our savings entirely. Almost all of us have to avail a home loan.
Buying a home is a long term decision of over a 10 to 2o year’s period; the interest may go through several up and down cycles. Therefore, you can be sure that you will benefit from falling rates at some point in the cycle.
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